Premier Mudharabah Account-i for SME and BB is the Shariah-compliant Current Account that rewards the Small Medium Enterprise (SME) and Business Banking (BB) customers!

Conceptually, PMA-i is based on a combination of Shariah contract of Wadiah Yad Dhammanah (safe custody) and Mudharabah (profit sharing).

Features & Benefits:

• Minimum initial deposit of RM2,000
• No monthly fee.
• Accountholder will be issued with cheque book.
• Unlimited withdrawals can be made at the home branch
• Dividend is calculated daily and credited monthly.
• Introducer is required*.
• Islamic overdraft facilities (subject to eligibility).
• Internet banking via Maybank2uBiz and Maybank2E.
• Wide branch network for counter services.

Indicative Hibah/Dividend Rate

Balance Band (RM)	Indicative Dividend Rate (% p.a.)	Profit Sharing Ratio (PSR)
		Depositor	Bank
Up to 25,000	0.50 ** (Hibah based on the Bank's discretion)	N/A	N/A
Up to 200,000	0.50	8.7	91.3
Above 200,000	1.00	17.4	82.6

Note :
* Terms & Conditions Apply
** Hibah rate is based on historical payout from 16 January 2012 to 16 February 2012.

Who can apply:

• Registered Companies under the customer segment of SME and BB
• Registered Association/Club/Society

Required documents

• Memorandum and Articles of Association certified by the Secretary of the company
• Certificate of Incorporation (the original copy must be sighted)
• Certificate to Commence Business, if public limited companies (the original copy must be sighted)
• A list of all Directors and Secretary together with their home addresses (Form 49)
• Resolution of the Board of Directors to open and operate the account (to complete our Form)
• Other relevant documents upon request by the Bank

How to Apply

• At Maybank / Maybank Islamic Branches

Fees & charges:

• Service charge: RM10 per half year, waived for accounts with an average balance of RM1,000 within six (6) months
• Early closure of account within 3 months of account opening: RM20.

*Terms and conditions apply